Your financial health, or the state of your personal monetary affairs, can impact your physical health and overall well-being.  Spending, borrowing, saving, and planning are the four main drivers of your financial health.  It is important to periodically review your finance and determine if your investments and actions today align with your goals for the future.  We will discuss how to measure your financial health, how the drivers can impact your plan, and how to identify unhealthy behaviors and helpful tips to get back on plan.

August saw US equities hit new highs and the S&P 500 made positive returns for the seventh straight month despite labor shortages and the spread of the Delta variant. Treasury yields remained relatively muted despite Federal Reserve Chairman Jerome Powell suggesting that the Fed is likely to reduce the pace of bond purchases before year-end. China’s regulatory actions hampered returns at the beginning of the month, but Emerging Markets indexes bounced back through the second half. 

China’s Guan Chenchen may have won the gold medal on the women’s balance beam final at the Tokyo Olympics, but Beijing won’t have to wait for the 2022 Winter Olympics to claim its own medal-worthy balancing act. Regulatory issues are nothing new from China, but the recent cadence and breadth of reforms have challenged even the most bullish investor to reassess the risk premia demanded for investing in the world’s largest emerging market. Read on to learn more about the pattern emerging in China’s Balancing Act.