Will You Do More with Your Philanthropy This Year?

Individuals & Families

An individual or family navigating the complexity of significant, multigenerational wealth and seeking a trusted partner for stewardship, strategy, and legacy.

Family Offices

A privately held company managing the financial, legal, and personal affairs of a wealthy family, providing tailored support with discretion and foresight.

Institutions

A mission-driven foundation, endowment, or organization seeking strategic financial oversight, governance support, and long term impact.

*As of October 6, 2025, including affiliate firms. **Pathstone Family Office LLC ($116B) plus affiliate firms ($55B). As of June 30, 2025. Includes regulatory assets under management, assets under advisory, and assets under administration. Please see Pathstone's ADV on adviserinfo.sec.gov for more information.

Check gifting plans before year-end

The end of the year is a natural time for reflection on how you can support the people and causes that matter most to you. Philanthropy can bring joy, meaning, and purpose to your life, and it can also create opportunities for your family to come together around shared values. By considering gifting more before the new tax and spending act takes effect at year-end, and by integrating your philanthropy with holistic tax and estate planning, you can help support both your financial and non-financial goals over the long term.

Utilize Donor Advised Funds to increase your impact

If you’ve been considering creating a Donor Advised Fund (DAF), or if you have a DAF and are considering making private investments, see our recent article Private Investments through Donor Advised Funds. We provide an overview of key factors to consider when exploring private investing through DAFs, including purpose-driven investments that align with your philanthropic priorities.

Consider increasing your contributions before the new tax law is enacted

Because of changes introduced by the One Big Beautiful Bill Act (OBBBA) and revisions to how charitable deductions are calculated, clients in the highest marginal tax bracket who itemize should consider accelerating their charitable donations in the 2025 calendar year to take advantage of current, more favorable rules before they expire. For more detail on the implications of the OBBBA on charitable giving, please visit Accelerate Charitable Giving in 2025.

For more year-end guidance, please see these articles:

What Matters Most to You — This Season and Beyond? Creating a long-term vision and strategy

Head into Year-End with Confidence: 2025 year-end planning considerations

2025 Year-End Planning Checklist: Guidance for reviewing your financial – and non-financial – wealth

Protect Your Digital Life: Guidance for managing cybersecurity risk

Strengthen Relationships for Today and Tomorrow: Setting the table for success

Strategic Business Planning Opportunities: New possibilities for proactive and strategic planning

What Is the Value of Time? Pause to rethink how you spend this precious commodity

Keeping Yourself—and the Season—Merry and Bright: Prepare for the holidays with a focus on health

DISCLOSURES

This presentation and its content are for informational and educational purposes only and should not be used as the basis for any investment decision. The information contained herein is based on publicly available sources believed to be reliable but not a representation, expressed or implied, as to its accuracy, completeness or correctness. No information available through this communication is intended or should be construed as any advice, recommendation or endorsement from us as to any legal, tax, investment or other matters, nor shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument or to offer or provide any investment advice or service to any person in any jurisdiction. Nothing contained in this communication constitutes investment advice or offers any opinion with respect to the suitability of any security, and this communication has no regard to the specific investment objectives, financial situation and particular needs of any specific recipient. Past performance is no guarantee of future results. Results may vary.

Pathstone will act solely in its capacity as a registered investment advisor and does not provide any legal advice. Although Pathstone can provide accounting and tax services, the client should seek the counsel of a qualified accountant and/or attorney when necessary. Pathstone may assist clients with tax harvesting, and we will work with a client’s tax specialist to answer any questions related to the client’s portfolio account. Additional information and disclosure on Pathstone is available via our Form ADV Part 2A, which is available upon request or at www.adviserinfo.sec.gov.

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